RBI / IBBI / Banking Norm Compliance
Reports aligned to RBI guidelines, IBBI regulations, and ICAI valuation standards.
What this valuation covers
Every report is prepared in conformity with RBI guidelines, IBBI regulations, and ICAI valuation standards — giving empanelling banks a defensible, audit-ready basis for every credit decision.
Every report is prepared and signed by Er. Shivam Verma, Chartered Engineer and IBBI Registered Valuer (Land & Building), registration no. IBBI/RV/02/2023/15442, from offices in Agra and Noida.
- RBI & banking-norm conformity
- IBBI registered-valuer standards
- ICAI valuation standards
Common reasons for this valuation
- Valuation of security for NPA accounts and recovery (SARFAESI) proceedings
- Insolvency (IBC) related valuation of land and building
- Periodic revaluation required by the bank's credit policy
Documents usually required
- Bank's assignment letter and account details
- Title documents held by the bank
- Previous valuation reports on record
The exact list depends on the property and the lender. We confirm it when the assignment is received.
Our valuation process
- 01
Share details & documents
Send the property type, location, purpose of valuation and the available title and plan documents.
- 02
Site inspection
The property is inspected in person — measured, photographed and GPS-tagged, with boundaries and construction checked against the documents.
- 03
Market & circle-rate research
Comparable sale and rental evidence, the applicable circle rate and local factors are analysed.
- 04
Report & review
The report is prepared in the required bank or independent format, then checked before signing.
- 05
Delivery
The signed report with fair market, realisable and distress values (as applicable) is delivered to the bank or client.
Empanelled with Punjab National Bank, Indian Bank, Canara Bank, Uttar Pradesh Gramin Bank, City Union Bank Limited, AU Small Finance Bank, Cent Bank Home Finance Limited, Grihum Housing Finance Limited, Vastu Housing Finance Limited, Wonder Home Finance Limited. View all empanelments
RBI / IBBI / Banking Norm Compliance — FAQs
Why do banks require an IBBI Registered Valuer?
Banks and insolvency processes require valuations by registered valuers so that the value of a security is assessed by a qualified professional who is regulated, follows prescribed standards and can be held accountable. Er. Shivam Verma is registered with IBBI in the Land & Building asset class (IBBI/RV/02/2023/15442).
Need a rbi / ibbi / banking norm compliance?
Tell us the property type, location and purpose — we'll confirm the scope, documents and turnaround.